Financial Aid
Auxilo Education Loan
Receive expert, personalized guidance at no cost from VITTIYA to navigate education financing, ensuring a smooth journey to securing the funding you need for your studies in India or abroad.
Interest Rate
Starting from 11.5%
Processing Fees
0.5% – 1.5%
Margin Money
NIL
The Process Explained
How It Goes
Easy 5-Step Digital Journey to Secure Your Education Loan
Ensure Your Loan Eligibility
Check your eligibility & get conditional loan offers
instantly.
Speak with Loan Experts
Connect with our loan counselor to better understand the process.
Share Documents & Fill the Form
Complete required forms & submit documents for bank verification.
Settle Your Best Loan Offer
VITTIYA secures the best rates & maximum loan amount for you.
Get Loan Approval & Disbursement
Get fast loan approval & quick fund
disbursement.
Ensure Your Loan Eligibility
Check your eligibility & get conditional loan offers
instantly.
Speak with Loan Experts
Connect with our loan counselor to better understand the process.
Share Documents & Fill the Form
Complete required forms & submit documents for bank verification.
Settle Your Best Loan Offer
VITTIYA secures the best rates & maximum loan amount for you.
Get Loan Approval & Disbursement
Get fast loan approval & quick fund
disbursement.
Study Abroad
Auxilo Bank Education Loan for Abroad Studies
All you need to know about Auxilo bank education loan for studying abroad
Overview of Auxilo
Auxilo Finserve Pvt. Ltd., established in 2017, is a leading NBFC offering tailored education loan solutions for students planning to study abroad. With a unique evaluation process based on over 15 different parameters, Auxilo provides customized loan options for top study destinations including the US, UK, Canada, Australia, France, Germany, New Zealand, and Ireland. Students benefit from features like pre-approved loans, flexible repayment terms, and convenient doorstep services.
Through VITTIYA, you can also access Auxilo education loans even before securing admission, based on the strength of your academic profile—making the study abroad journey smoother and faster.
Overview of the Auxilo Education Loan
| Features | Description |
|---|---|
| Loan Amount | Up to INR 65 Lakh |
| Rate of Interest | 11.25 - 14% |
| Processing Fees | 0.5 - 1.5% |
| ProcessingTime | 7-10 days |
| Margin Money | NIL |
| Moratorium Period | Course Duration + 1-year |
| Repayment Tenure | 15 Years |
Eligibility Criteria of Auxilo Education Loan
- Age: Applicant must be 18 years or older at the time of application with confirmed admission to a recognized university.
- Academic Record: A consistently good academic profile is required; GRE/IELTS/TOEFL scores may be needed (especially for the US).
- Co-applicant: Mandatory; can be a parent, sibling, spouse, relative, or legal guardian with stable income and a good credit score.
- Course & Country: Graduate, postgraduate, diploma, certificate, and doctorate programs in the USA, UK, Canada, Australia, New Zealand, France, Germany, and Ireland are eligible.
Auxilo Education Loan for US
| Feature | GRE > = 310 | GRE 300 = < 310 | GRE 285 = < 299 |
|---|---|---|---|
| Rate of Interest | 11.25 - 11.75% | 11.75% - 12.5% | 12.5 - 13% |
| Loan Amount | Up to INR 65 Lakh | Up to INR 50 Lakh | Up to INR 40 Lakh |
| Co-applicant Minimum Income | INR 30K | INR 35K | INR 35K |
| Monthly Installments during the Course | Partial Simple Interest | Partial Simple Interest | Simple Interest |
| Processing Fee | 0.5 - 1% | 0.7 - 1% | 1% |
Auxilo Education Loans for Other Countries
| Feature | Australia / New Zealand | Canada | UK | Germany / Ireland / France / Italy |
|---|---|---|---|---|
| Rate of Interest | 12.5 - 14% | 12 - 13% | 12.5 - 13.5% | 12.5 - 13.5% |
| Loan Amount | INR 20 Lakh | INR 30 Lakh | INR 40 Lakh | INR 20 Lakh |
| Co-applicant Minimum Income | INR 60K | INR 30K | INR 40K | INR 40K |
| Monthly Installments during the Course | EMI | Simple interest | Simple Interest | Simple Interest / Partial Interest |
| Processing Fee | 1 - 1.5% | 1% | 1 - 2% | 1 - 1.5% |
Documents Required for Education Loan by Auxilo
Applicant’s Documents
- ID Proof: PAN, Passport, DL, Voter ID
- Address Proof: Aadhaar, Utility Bills, DL, etc.
- Passport copy
- Loan application form
- Academic records: 10th, 12th, UG semester-wise marksheets
Co-Applicants Documents
- ID and address proof
- 2 passport-sized photos
- Bank statement (last 6 months)
Income Proof (Salaried)
- Last 3 months’ salary slips
- Form 16 (last 2 years)
- Statement of assets & liabilities
If Self-Employed
- Business address proof
- Last 2 years IT returns
- TDS certificate (Form 16A)
- Statement of assets & liabilities
- Bank statement (last 6 months)
How to Apply for an Auxilo Education Loans via VITTIYA
While you can apply directly on Auxilo’s website, applying through VITTIYA (in partnership with Vittiya) ensures a smoother and faster process. With our expert guidance, you can get your Auxilo education loan approved in just four simple steps — from profile evaluation to final sanction — without the hassle of complex procedures or physical visits.
How to Contact Auxilo for an Education Loan
Send a detailed email to customercare@auxilo.com with information about your profile. Their team will review your email and respond accordingly.
Online Application Form
Go to the Auxilo website (https://www.auxilo.com/) and go to the “Contact Us” section. Fill out the online application form with your details, and Auxilo will assess your profile and take the process further.
Branch Visits
You can visit the nearest Auxilo branch in cities like Mumbai, Chennai, Delhi, Bengaluru, Hyderabad, Ahmedabad, and Pune for loan-related assistance, documentation, and guidance.
However, to avoid the hassle of branch visits and complex paperwork, apply through VITTIYA (powered by Vittiya.) Our team of expert counselors will evaluate your profile, match you with the right loan options, and assist you throughout the entire loan journey—making the process faster, smoother, and completely online.
Benefits of Getting Your Auxilo Education Loan through VITTIYA
- Guaranteed Best Loan Offer: If you find a better offer elsewhere, VITTIYA (powered by Vittiya) will cover the interest rate difference for the entire loan term.
- Fast Loan Approval: Get approval in just 5–7 days, compared to 10–12 days when applying directly.
- Zero Charges: All services are 100% free for applicants.
- Higher Approval Chances: Expert support in resolving documentation or process issues by coordinating with Auxilo officials.
- Easy Online Process: Upload documents online and track your loan application with regular updates—no branch visits needed.
The Vittiya Effect on Auxilo
| Feature | With Vittiya | Without Vittiya |
|---|---|---|
| Personalized Document Checklist According to Profile & Area | Yes | No |
| Branch Visits | 0 | 3-4 |
| Pre-Visa Disbursements | Easy | Difficult |
Overview of Auxilo
Auxilo Finserve Pvt. Ltd., established in 2017, is a leading NBFC offering tailored education loan solutions for students planning to study abroad. With a unique evaluation process based on over 15 different parameters, Auxilo provides customized loan options for top study destinations including the US, UK, Canada, Australia, France, Germany, New Zealand, and Ireland. Students benefit from features like pre-approved loans, flexible repayment terms, and convenient doorstep services.
Through VITTIYA, you can also access Auxilo education loans even before securing admission, based on the strength of your academic profile—making the study abroad journey smoother and faster.
Overview of the Auxilo Education Loan
| Features | Description |
|---|---|
| Loan Amount | Up to INR 65 Lakh |
| Rate of Interest | 11.25 - 14% |
| Processing Fees | 0.5 - 1.5% |
| ProcessingTime | 7-10 days |
| Margin Money | NIL |
| Moratorium Period | Course Duration + 1-year |
| Repayment Tenure | 15 Years |
Eligibility Criteria of Auxilo Education Loan
- Age: Applicant must be 18 years or older at the time of application with confirmed admission to a recognized university.
- Academic Record: A consistently good academic profile is required; GRE/IELTS/TOEFL scores may be needed (especially for the US).
- Co-applicant: Mandatory; can be a parent, sibling, spouse, relative, or legal guardian with stable income and a good credit score.
- Course & Country: Graduate, postgraduate, diploma, certificate, and doctorate programs in the USA, UK, Canada, Australia, New Zealand, France, Germany, and Ireland are eligible.
Auxilo Education Loan for US
| Feature | GRE > = 310 | GRE 300 = < 310 | GRE 285 = < 299 |
|---|---|---|---|
| Rate of Interest | 11.25 - 11.75% | 11.75% - 12.5% | 12.5 - 13% |
| Loan Amount | Up to INR 65 Lakh | Up to INR 50 Lakh | Up to INR 40 Lakh |
| Co-applicant Minimum Income | INR 30K | INR 35K | INR 35K |
| Monthly Installments during the Course | Partial Simple Interest | Partial Simple Interest | Simple Interest |
| Processing Fee | 0.5 - 1% | 0.7 - 1% | 1% |
Auxilo Education Loans for Other Countries
Avanse offers flexible repayment terms designed to support students during and after their studies. You get a moratorium period covering the duration of your course plus 6 months, or 3 months after employment—whichever is earlier. No repayment is mandatory during this time, though you have the option to start early.
Avanse Education Loan for the US
| Feature | GRE > = 310 | GRE 300 = < 310 | GRE 285 = < 299 |
|---|---|---|---|
| Avanse Education Loan Interest Rate | 12.25 - 12.75% | 12.75% - 13% | 13 - 14% |
| Loan Amount | Up to INR 50 Lakh | Up to INR 40 Lakh | Up to INR 35 Lakh |
| Co-applicant Minimum Income | INR 30K | INR 35K | INR 35K |
| Monthly Installments during the Course | Partial Simple Interest | Partial Simple Interest | Simple Interest |
| Processing Fee | 1% | 1% | 1% |
Avanse Education Loan for Other Countries
| Feature | Australia / New Zealand | Canada | UK | Germany / Ireland / France / Italy |
|---|---|---|---|---|
| Rate of Interest | 12.5 - 14% | 12 - 13% | 12.5 - 13.5% | 12.5 - 13.5% |
| Loan Amount | INR 20 Lakh | INR 30 Lakh | INR 40 Lakh | INR 20 Lakh |
| Co-applicant Minimum Income | INR 60K | INR 30K | INR 40K | INR 40K |
| Monthly Installments during the Course | EMI | Simple interest | Simple Interest | Simple Interest / Partial Interest |
| Processing Fee | 1 - 1.5% | 1% | 1 - 2% | 1 - 1.5% |
Documents Required for Education Loan by Auxilo
Applicant’s Documents
- Identity proof: PAN / Passport / Driver’s License / Voter ID
- Address proof: Utility bill / Aadhaar / Driving license
- Passport copy
- Loan application form
- Academic records: 10th, 12th, UG semester-wise marksheets
Co-applicants Documents
- ID and address proof
- 2 passport-sized photos
- Bank statement (last 6 months)
Income Proof (Salaried)
- Last 3 months’ salary slips
- Form 16 (last 2 years)
- Statement of assets & liabilities
Income Proof (Self-Employed)
- Business address proof
- Last 2 years IT returns
- TDS certificate (Form 16A)
- Statement of assets & liabilities
- Bank statement (last 6 months)
How to apply for an Auxilo Education Loans via VITTIYA
While you can apply directly on Auxilo’s website, applying through VITTIYA (in partnership with Vittiya) ensures a smoother and faster process. With our expert guidance, you can get your Auxilo education loan approved in just four simple steps — from profile evaluation to final sanction — without the hassle of complex procedures or physical visits.
How to Contact Auxilo for an Education Loan
Send a detailed email to customercare@auxilo.com with information about your profile. Their team will review your email and respond accordingly.
Online Application Form
Go to the Auxilo website (https://www.auxilo.com/) and go to the “Contact Us” section. Fill out the online application form with your details, and Auxilo will assess your profile and take the process further.
Branch Visits
You can visit the nearest Auxilo branch in cities like Mumbai, Chennai, Delhi, Bengaluru, Hyderabad, Ahmedabad, and Pune for loan-related assistance, documentation, and guidance.
However, to avoid the hassle of branch visits and complex paperwork, apply through VITTIYA (powered by Vittiya). Our team of expert counselors will evaluate your profile, match you with the right loan options, and assist you throughout the entire loan journey—making the process faster, smoother, and completely online.
Benefits of Getting Your Auxilo Education Loan through VITTIYA
- Guaranteed Best Loan Offer: If you find a better offer elsewhere, VITTIYA (powered by Vittiya) will cover the interest rate difference for the entire loan term.
- Fast Loan Approval: Get approval in just 5–7 days, compared to 10–12 days when applying directly.
- Zero Charges: All services are 100% free for applicants.
- Higher Approval Chances: Expert support in resolving documentation or process issues by coordinating with Auxilo officials.
- Easy Online Process: Upload documents online and track your loan application with regular updates—no branch visits needed.
The Vittiya Effect on Auxilo
| Feature | With Vittiya | Without Vittiya |
|---|---|---|
| Personalized Document Checklist According to Profile & Area | Yes | No |
| Branch Visits | 0 | 3-4 |
| Pre-Visa Disbursements | Easy | Difficult |
yOUR ANSWER
Frequently Asked Questions
How much amount can I get through an Auxilo education loan?
A student can get a maximum amount of INR 65 lakh with Auxilo unsecured loan and INR 1 crore for secured loans.
What is the Auxilo education loan interest rates?
The interest rate for Auxilo education loans varies from 11.5% – 13.5% p.a. This variation depends upon the individual profiles.
Do we have to pay during the study period for the Auxilo education loan?
Yes, simple/partial interest has to be paid during the study period. A student can start repaying the principal amount 6 months after the course completion or once he/she gets a job (whichever is earlier).
What is the processing time for Auxilo abroad education loan?
The processing time for an Auxilo education loan is of 5 working days.
For which countries does Auxilo provide an abroad education loan?
Auxilo offers abroad education loans for the US, UK, Canada, Germany, France, Australia, New Zealand, and Ireland.
Does Avanse offer education loan without collateral?
Yes, Avanse offers education loans upto INR 75 Lakh without collateral.