Financial Aid
BOB Education Loan
Receive expert, personalized guidance at no cost from VITTIYA to navigate education financing, ensuring a smooth journey to securing the funding you need for your studies in India or abroad.

Receive expert, personalized guidance at no cost from VITTIYA to navigate education financing, ensuring a smooth journey to securing the funding you need for your studies in India or abroad.
Starting from 9.7%
₹10,000 + GST (Refundable)
0-10%
Easy 5-Step Digital Journey to Secure Your Education Loan
Check your eligibility & get conditional loan offers
instantly.
Connect with our loan counselor to better understand the process.
Complete required forms & submit documents for bank verification.
VITTIYA secures the best rates & maximum loan amount for you.
Get fast loan approval & quick fund
disbursement.
Check your eligibility & get conditional loan offers
instantly.
Connect with our loan counselor to better understand the process.
Complete required forms & submit documents for bank verification.
VITTIYA secures the best rates & maximum loan amount for you.
Get fast loan approval & quick fund
disbursement.
All you need to know about BOB bank education loan for studying abroad
Bank of Baroda (BOB), one of India’s leading public sector banks, was established in 1908 and is headquartered in Vadodara, Gujarat. Following the merger with Vijaya Bank and Dena Bank in 2019, BOB has further strengthened its presence across the country.
When it comes to financing overseas education, BOB offers several education loan schemes. Among them, the Baroda Scholar scheme is specifically designed to support Indian students pursuing higher education abroad. With features like competitive interest rates, flexible repayment options, and a wide course/country coverage, the Baroda Scholar loan is an ideal option for students aiming to study overseas.
Through VITTIYA, students can easily explore and apply for Bank of Baroda’s Baroda Scholar loan in a simplified and guided manner—ensuring a smooth, fast, and transparent process.
BOB offers a range of education loan schemes catering to students studying in India and abroad. Here’s a quick overview:
For higher education in India. No collateral for loans up to ₹4L. Interest: 11.05%–11.15%. No processing fee. Tenure: 10–15 years.
For school education in India. No collateral. Interest: 12.50%. Repayment in 12 EMIs per year, starting 12 months after first disbursement.
For studying abroad. No collateral up to ₹4L; collateral required beyond ₹7.5L. Interest: 9.70%–11.15%. Tenure: Up to 15 years. Processing fee refundable after first disbursement.
For students in top Indian institutes. No collateral up to ₹20L. Interest: 9.15%–10.20%. Tenure: Up to 15 years.
For professionals pursuing executive education. Interest: 8.55%–10.20%. Tenure: Up to 15 years. No processing fee.
For skill development courses. No collateral. Interest: 10.65%. Tenure: 3–7 years based on loan amount.
Feature | Detail |
---|---|
Loan Amount | 7.5 Lakh INR - 1.5 Cr INR |
Rate of Interest | 9.70% - 11.15% (Floating) (0.20% concession for female applicants of non-premier institutes) |
Processing Fee | INR 10,000 + GST (Refundable) |
Margin Money | 0 - 15% |
Property Evaluation Charges | 8,500 INR |
Moratorium Period | Course duration + 12 Months |
Repayment Tenure | 10 - 15 years |
Bank of Baroda offers competitive and flexible interest rates on education loans, especially under the Baroda Scholar scheme for students going abroad.
While you can apply for a BOB education loan directly through their website, applying through VITTIYA offers a much smoother and faster experience.
VITTIYA is a trusted platform that helps Indian students secure education loans for studying abroad. Simply check your eligibility with us, and our team will handle the entire process—from lender coordination to documentation support—making your journey stress-free.
Bank of Baroda (BOB), one of India’s leading public sector banks, was established in 1908 and is headquartered in Vadodara, Gujarat. Following the merger with Vijaya Bank and Dena Bank in 2019, BOB has further strengthened its presence across the country.
When it comes to financing overseas education, BOB offers several education loan schemes. Among them, the Baroda Scholar scheme is specifically designed to support Indian students pursuing higher education abroad. With features like competitive interest rates, flexible repayment options, and a wide course/country coverage, the Baroda Scholar loan is an ideal option for students aiming to study overseas.
Through VITTIYA, students can easily explore and apply for Bank of Baroda’s Baroda Scholar loan in a simplified and guided manner—ensuring a smooth, fast, and transparent process.
BOB offers a range of education loan schemes catering to students studying in India and abroad. Here’s a quick overview:
For higher education in India. No collateral for loans up to ₹4L. Interest: 11.05%–11.15%. No processing fee. Tenure: 10–15 years.
For school education in India. No collateral. Interest: 12.50%. Repayment in 12 EMIs per year, starting 12 months after first disbursement.
For studying abroad. No collateral up to ₹4L; collateral required beyond ₹7.5L. Interest: 9.70%–11.15%. Tenure: Up to 15 years. Processing fee refundable after first disbursement.
For students in top Indian institutes. No collateral up to ₹20L. Interest: 9.15%–10.20%. Tenure: Up to 15 years.
For professionals pursuing executive education. Interest: 8.55%–10.20%. Tenure: Up to 15 years. No processing fee.
For skill development courses. No collateral. Interest: 10.65%. Tenure: 3–7 years based on loan amount.
Feature | Detail |
---|---|
Loan Amount | 7.5 Lakh INR - 1.5 Cr INR |
Rate of Interest | 9.70% - 11.15% (Floating) (0.20% concession for female applicants of non-premier institutes) |
Processing Fee | INR 10,000 + GST (Refundable) |
Margin Money | 0 - 15% |
Property Evaluation Charges | 8,500 INR |
Moratorium Period | Course duration + 12 Months |
Repayment Tenure | 10 - 15 years |
Bank of Baroda offers competitive and flexible interest rates on education loans, especially under the Baroda Scholar scheme for students going abroad.
While you can apply for a BOB education loan directly through their website, applying through VITTIYA offers a much smoother and faster experience.
VITTIYA is a trusted platform that helps Indian students secure education loans for studying abroad. Simply check your eligibility with us, and our team will handle the entire process—from lender coordination to documentation support—making your journey stress-free.