Rate Of Interest - As on 01st April, 2025 |
9.70-10.20% |
10.25-10.50% |
12-12.75% |
12.25-12.75% |
Legal & Technical |
Yes |
No |
Charges |
N.A. |
Processing Fees |
Fixed |
0.5-1.25% of Loan Amount |
0.5-1.25% of Loan Amount |
0.5-1.25% of Loan Amount |
Loan Insurance |
Yes |
Yes |
Yes |
Yes |
Travel Insurance |
No |
Yes |
Yes |
Yes |
Property Insurance |
Yes |
No |
N.A. |
N.A. |
Registered Mortgage Charges |
Yes |
Yes |
N.A. |
N.A. |
Interest to be paid during study (Master's Courses) |
Optional |
Yes - Partial Interest |
Yes - Partial Interest |
Yes - Partial Interest |
Interest to be paid during study (Bachelor's Courses) |
Optional |
Full EMI |
Full EMI |
Full EMI |