Rate Of Interest - As on 01st April, 2025 | 9.20-10.50% | 10.25-10.50% | 11.25-12.75% | 12-12.75% |
Legal & Technical Charges | Yes | No | N.A. | N.A. |
Processing Fees | Fixed | 0.5-1.25% of Loan Amount | 0.5-1.25% of Loan Amount | 0.5-1.25% of Loan Amount |
Loan Insurance | Yes | Yes | Yes | Yes |
Travel Insurance | No | Yes | Yes | Yes |
Property Insurance | Yes | No | N.A. | N.A. |
Registered Mortgage Charges | Yes | Yes | N.A. | N.A. |
Interest to be paid during moratorium (Master's Courses) | Optional | Yes - Partial Interest | Yes - Partial Interest | Yes - Partial Interest |
Interest to be paid during moratorium (Bachelor's Courses) | Optional | Full EMI | Full EMI | Full EMI |