Secured Education Loans
Why Choose a Secured Loan?
Secured loans offer lower interest rates, higher amounts, and better approval rates, backed by collateral for a stress-free educational experience.
Higher Loan Amounts
Get up to 100% coverage for tuition, living expenses, travel and more.
Lower Interest Rates
Secure better rates compared to unsecured loans.
Moratorium Period
Loan repayment starts after your studies are over. So you can study worry free without bothering about repayment.
Accepted by Top
Banks
Choose from leading lenders with favorable terms.
Who Can Apply?
Indian students admitted to recognized universities abroad can apply. A co-applicant with a stable income is usually required for unsecured loans.
Indian students admitted to recognized universities abroad or in India.
Courses must be graduate-level or higher (e.g. MBBS, MBA, MS, PG diplomas, etc.)
A co-applicant (parent/guardian/sponsor) is mandatory for financial backing.
How It Goes
Easy 05-Step Digital Journey to Secure Your Education Loan
Eligibility Check
Our advisors assess your profile, course, and university.
Documentation
We support you in organizing your documentation.
Collateral Check
The lender verifies and appraises the pledged collateral.
Loan Sanction
Receive your official loan approval with terms and amount.
Disbursement
Funds disbursed according to the university's fee plan.
Eligibility Check
Our advisors assess your profile, course, and university.
Documentation
We support you in organizing your documentation.
Collateral Check
The lender verifies and appraises the pledged collateral.
Loan Sanction
Receive your official loan approval with terms and amount.
Disbursement
Funds disbursed according to the university's fee plan.
Partnered with Leading Banks & NBFCs
We work with top public sector banks, private banks, and NBFCs to get you the best deals. Some trusted names include:
- State Bank of India (SBI)
- Union Bank of India
- Bank of Baroda
- Axis Bank
- ICICI Bank
- HDFC Credila and more
Why Choose VITTIYA for Secured Education Loan?
End-to-End Support
From application to disbursement.
Personalized Guidance
Tailored advice for every student.
Trusted Network
Tied up with top banks & NBFCs.
No Hidden Charges
Transparent and student-friendly.
Fast Processing
Quick loan approvals & turnaround.
Multiple Loan Options
Choose what fits your needs best.
Take the First Step Toward Your Dream Education
With VITTIYA’s Education Secured Loan Services, your journey to a world-class education is just a few steps away. Whether it’s a master’s program in the UK, MBBS in Europe, or an MBA in the US — we help you fund your goals with confidence.