Unsecured Education Loan Services
Unsecured Education Loans
Why Choose a Secured Loan?
Secured loans offer low interest, high amounts, & better approval—backed by collateral for stress-free education.
High Loan Amounts
Get up to 100% coverage for tuition, living expenses, travel, and more.
Longer Repayment Tenure
Repay comfortably post-graduation.
Low Interest Rates
Secure better rates compared to unsecured loans.
Accepted by Top Banks
Choose from leading lenders with favorable terms.
Why Choose a Unsecured Loan?
Unsecured education loans offer quick approvals, no collateral and minimal paperwork—making them ideal for students needing fast, flexible funding for studies in India or abroad.
Loan Amount
Up to ₹75 Lakhs (varies by lender, profile and destination country).
Repayment Tenure
Flexible tenures up to 10–12 years.
Processing Time
Fast-track approvals in 7–8 working days.
Interest Rate
Starts from 10.5% p.a. (floating/fixed, lender-specific).
Who Can Apply?
Who Can Apply in Secured Education Loan?
Indian students enrolled in recognized foreign universities can apply for unsecured education loans. A co-applicant with a steady income is typically required. the student
Must be an Indian citizen.
Should have been admitted to a recognised institute (India or Abroad)
Should have good academic background & bright future earning potentials
How It Goes
Easy 05-Step Digital Journey to Secure Your Education Loan
Eligibility Check
Our advisors assess your profile, course, and university.
Documentation
We support you in organizing your documentation.
Collateral Check
The lender verifies and appraises the pledged collateral.
Loan Sanction
Receive your official loan approval with terms and amount.
Disbursement
Funds disbursed according to the university's fee plan.
Eligibility Check
Our advisors assess your profile, course, and university.
Documentation
We support you in organizing your documentation.
Collateral Check
The lender verifies and appraises the pledged collateral.
Loan Sanction
Receive your official loan approval with terms and amount.
Disbursement
Funds disbursed according to the university's fee plan.
Partnered with Leading Banks & NBFCs
We’ve teamed up with trusted financial institutions to offer hassle-free unsecured education loans. Here’s what you get:
- State Bank of India (SBI)
- Union Bank of India
- Bank of Baroda
- Axis Bank
- ICICI Bank
- HDFC Credila and more
Why Choose VITTIYA for Secured Education Loan?
No Collateral Needed
Apply without pledging assets.
Custom Loan Plans
Tailored to your course & country.
Quick Approvals
Fast processing for timely funding.
Minimal Paperwork
Simplified documentation process.
Trusted Lenders
Partnered with top banks & NBFCs.
Expert Guidance
End-to-end support from loan experts.
Let Your Education Take Flight
Unsecured education loans can bridge the gap between your academic ambition and financial limitations. With VITTIYA by your side, you get the best of both worlds—flexible funding and expert support.
Whether it’s your dream MBA, MS, or research program, we’re here to fuel your journey—without collateral.